Privacy & Confidentiality
Security, Safety & TrustWhy MortgageGuide Exists
Buying a home should feel like a plan you can understand, not a collection of disconnected calculators and difficult terminology. MortgageGuide connects mortgage capacity, deposits, housing schemes, repayments, one-time costs, monthly home costs and potential overpayments in a single guided experience.
Designed Around Real Decisions
The journey follows the questions people actually ask: how much could I borrow, how much cash might I need, could Help to Buy or the First Home Scheme apply, what may the home cost each month, and what could paying more off the mortgage change? Each estimate remains editable because real circumstances rarely fit one fixed template.
Private by Design
There is no customer account and no credit check. Details are handled for the calculation and requests you choose to make. Protected records are encrypted before database storage, access is restricted, and the calculator provides a clear end-session control.
A Note from the Founder
MortgageGuide was built to help people arrive at lender, broker and adviser conversations better prepared. Our aim is not to replace professional advice. It is to help you understand the figures, recognise the questions that matter and organise a useful starting point for your mortgage journey.
Frequently Asked Questions
Is MortgageGuide a lender or mortgage broker?
No. MortgageGuide is an educational planning service and does not approve mortgages or recommend a specific regulated product.
Are the calculations a mortgage offer?
No. They are estimates based on the information entered and configurable planning assumptions. A lender and each scheme provider make the final decision.