:root{--mg-forest:#073f35;--mg-forest-2:#0a5c49;--mg-green:#0c8d67;--mg-mint:#eaf7f2;--mg-cream:#fbfaf7;--mg-ink:#12352d;--mg-muted:#63766f;--mg-line:#d9e6e0;--mg-white:#fff;--mg-gold:#b8892f;--mg-danger:#b42318;--mg-shadow:0 18px 55px #073f351a;--mg-shadow-soft:0 8px 28px #073f3512;--mg-radius:20px;--mg-content:1240px}.mg-chat-compose-actions .mg-chat-attach{text-indent:-9999px;width:46px;min-width:46px;position:relative;overflow:hidden;color:#fff!important;background:#08795d!important;padding:0!important}@media (max-width:900px){.mg-footer-seo-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:640px){.mg-footer-seo-grid{grid-template-columns:1fr}.mg-home-hero{min-height:min(620px,100svh - 132px)!important;padding:26px 18px!important}.mg-home-section{padding:30px 18px!important}.mg-footer-crosslinks,.mg-footer-main,.mg-footer-bottom{text-align:center;justify-content:center!important}}html{scroll-behavior:smooth}body{background:var(--mg-cream);color:var(--mg-ink)}a,button{transition:background-color .18s,border-color .18s,color .18s,transform .18s,box-shadow .18s}img{max-width:100%}.mg-button{text-align:center;border:1px solid #0000;border-radius:13px;justify-content:center;align-items:center;gap:8px;min-height:48px;padding:12px 20px;font-size:.9rem;font-weight:850;line-height:1.2;display:inline-flex;text-decoration:none!important}.mg-button:hover{transform:translateY(-1px)}.mg-button.primary{background:var(--mg-green);color:#fff;box-shadow:0 10px 24px #0c8d6733}.mg-button.primary:hover{background:var(--mg-forest-2)}.mg-button.secondary{color:var(--mg-forest);background:#fff;border-color:#bdd4cb;box-shadow:0 7px 20px #073f350f}.mg-button.secondary:hover{background:var(--mg-mint);border-color:#8fbcac}.mg-button.light{color:var(--mg-forest);background:#fff}.mg-home-page{max-width:100%;overflow:hidden}.mg-home-hero{width:100%;max-width:none;min-height:clamp(620px,68vh,780px);padding:clamp(56px,7vw,96px) max(24px,calc((100vw - var(--mg-content))/2));background-color:#fbfaf7;background-image:linear-gradient(90deg,#fbfaf7fa 0%,#fbfaf7e6 38%,#fbfaf78f 57%,#fbfaf714 78%),var(--mg-home-image);background-position:100%;background-repeat:no-repeat;background-size:cover;align-items:center;margin:0;display:flex;position:relative}.mg-home-hero-copy{z-index:2;width:min(54%,700px);max-width:700px;position:relative}.mg-eyebrow,.mg-section-heading>span,.mg-section-heading>div>span,.mg-home-final-cta span{color:var(--mg-green);letter-spacing:.13em;margin-bottom:10px;font-size:.72rem;font-weight:900;display:block}.mg-home-hero h1{letter-spacing:-.055em;color:var(--mg-forest);margin:0 0 18px;font-size:clamp(2.35rem,4.2vw,4.7rem);line-height:.99}.mg-home-hero-copy>p{max-width:670px;color:var(--mg-muted);margin:0;font-size:clamp(1rem,.65vw + .82rem,1.28rem);line-height:1.62}.mg-hero-actions{flex-wrap:wrap;gap:12px;margin-top:28px;display:flex}.mg-hero-assurances{flex-wrap:wrap;gap:8px;margin-top:17px;display:flex}.mg-hero-assurances span{color:#47665d;background:#ffffffb8;border:1px solid #d7e7e0;border-radius:999px;align-items:center;gap:6px;padding:7px 10px;font-size:.72rem;font-weight:750;display:inline-flex}.mg-hero-assurances span:before{content:"✓";color:var(--mg-green);font-weight:900}.mg-home-hero-art{place-items:center;min-height:420px;display:grid;position:relative}.mg-home-hero-art:before{content:"";aspect-ratio:1;background:radial-gradient(circle,#dff3eb 0,#edf8f4 54%,#0000 72%);border-radius:50%;width:88%;position:absolute}.mg-home-hero-art img{z-index:1;object-fit:contain;filter:drop-shadow(0 26px 36px #073f351c);width:min(100%,610px);height:auto;position:relative}.mg-home-section{padding:clamp(50px,6vw,82px) max(20px,calc((100vw - var(--mg-content))/2));border-top:1px solid #cfe0d9b8}.mg-home-section:nth-of-type(2n){background:#fff}.mg-section-heading{text-align:center;max-width:760px;margin:0 auto clamp(26px,3vw,40px)}.mg-section-heading.split{text-align:left;justify-content:space-between;align-items:end;gap:28px;max-width:none;display:flex}.mg-section-heading.split>div{max-width:760px}.mg-section-heading h2{letter-spacing:-.04em;color:var(--mg-forest);margin:0 0 10px;font-size:clamp(1.75rem,2.7vw,3rem);line-height:1.07}.mg-section-heading p{color:var(--mg-muted);margin:0;font-size:.98rem;line-height:1.65}.mg-section-heading>a{color:var(--mg-green);text-underline-offset:4px;flex:none;font-size:.86rem;font-weight:850}.mg-calculator-card-grid{grid-template-columns:repeat(5,minmax(0,1fr));gap:12px;display:grid}.mg-calculator-card{border:1px solid var(--mg-line);border-top:4px solid var(--accent,#0c8d67);min-width:0;min-height:330px;box-shadow:var(--mg-shadow-soft);cursor:pointer;background:#fff;border-radius:18px;flex-direction:column;align-items:stretch;padding:20px 16px 17px;display:flex;position:relative;overflow:hidden}.mg-calculator-card:hover{box-shadow:var(--mg-shadow);transform:translateY(-3px)}.mg-calculator-card.accent-1{--accent:#08795d}.mg-calculator-card.accent-2{--accent:#2878b5}.mg-calculator-card.accent-3{--accent:#b07a22}.mg-calculator-card.accent-4{--accent:#7651a8}.mg-calculator-card.accent-5{--accent:#bb5a45}.mg-tool-icon{background:color-mix(in srgb,var(--accent) 12%,#fff);border:1px solid color-mix(in srgb,var(--accent) 25%,#fff);border-radius:14px;place-items:center;width:48px;height:48px;margin-bottom:17px;display:grid;position:relative}.mg-tool-icon:before{content:"";border:3px solid var(--accent);border-radius:5px;width:21px;height:24px}.mg-tool-icon:after{content:"";background:var(--accent);width:12px;height:3px;box-shadow:0 6px 0 var(--accent),0 -6px 0 var(--accent);position:absolute}.mg-calculator-card h3{color:var(--mg-forest);margin:0 0 9px;font-size:1.02rem;line-height:1.25}.mg-calculator-card p{color:var(--mg-muted);margin:0 0 18px;font-size:.8rem;line-height:1.55}.mg-card-primary{background:var(--accent);border-radius:10px;justify-content:center;align-items:center;min-height:42px;margin-top:auto;font-size:.78rem;font-weight:850;display:flex;color:#fff!important;text-decoration:none!important}.mg-card-how{text-align:center;text-underline-offset:3px;margin-top:10px;font-size:.73rem;font-weight:800;display:block;color:#47665d!important}.mg-trust-section{background:linear-gradient(#f4faf7,#edf7f3)!important}.mg-trust-grid{grid-template-columns:repeat(4,1fr);gap:14px;display:grid}.mg-trust-card{text-align:center;background:#ffffffdb;border:1px solid #cfe2da;border-radius:18px;flex-direction:column;align-items:center;min-height:235px;padding:24px 20px;display:flex;box-shadow:0 9px 28px #073f350e;text-decoration:none!important}.mg-trust-card:hover{background:#fff;transform:translateY(-2px)}.mg-trust-card>span{background:var(--mg-forest);color:#fff;border-radius:50%;place-items:center;width:52px;height:52px;font-weight:900;display:grid}.mg-trust-card h3{color:var(--mg-forest);margin:16px 0 7px}.mg-trust-card p{color:var(--mg-muted);margin:0;font-size:.82rem;line-height:1.55}.mg-trust-card small{color:var(--mg-green);margin-top:auto;padding-top:15px;font-weight:850}.mg-how-grid{grid-template-columns:repeat(4,1fr);gap:14px;display:grid}.mg-how-grid article{border:1px solid var(--mg-line);min-height:220px;box-shadow:var(--mg-shadow-soft);background:#fff;border-radius:18px;padding:24px 20px;position:relative}.mg-how-grid article>span{color:#b3c8c0;letter-spacing:-.08em;margin-bottom:20px;font-size:2.3rem;font-weight:900;display:block}.mg-how-grid h3{color:var(--mg-forest);margin:0 0 9px;font-size:1rem}.mg-how-grid p{color:var(--mg-muted);margin:0;font-size:.82rem;line-height:1.57}.mg-three-card-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;display:grid}.mg-content-card{border:1px solid var(--mg-line);min-height:220px;box-shadow:var(--mg-shadow-soft);background:#fff;border-radius:18px;flex-direction:column;padding:25px;display:flex;color:var(--mg-ink)!important;text-decoration:none!important}.mg-content-card:hover{box-shadow:var(--mg-shadow);transform:translateY(-2px)}.mg-content-card h3{color:var(--mg-forest);margin:15px 0 9px;font-size:1.08rem}.mg-content-card p{color:var(--mg-muted);margin:0;font-size:.86rem;line-height:1.62}.mg-content-card strong{color:var(--mg-green);margin-top:auto;padding-top:18px;font-size:.8rem}.mg-scheme-number,.mg-service-icon{background:var(--mg-mint);width:42px;height:42px;color:var(--mg-green);border-radius:12px;place-items:center;font-size:.78rem;font-weight:900;display:grid}.mg-blog-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;display:grid}.mg-blog-grid article{border:1px solid var(--mg-line);box-shadow:var(--mg-shadow-soft);background:#fff;border-radius:18px;overflow:hidden}.mg-blog-grid img{aspect-ratio:16/9;object-fit:cover;background:#e9f3ef;width:100%;display:block}.mg-blog-grid article>div{padding:20px}.mg-blog-grid small{color:var(--mg-green);text-transform:uppercase;letter-spacing:.08em;font-size:.7rem;font-weight:900}.mg-blog-grid h3{color:var(--mg-forest);margin:8px 0;font-size:1.05rem;line-height:1.28}.mg-blog-grid p{color:var(--mg-muted);margin:0 0 16px;font-size:.83rem;line-height:1.55}.mg-blog-grid a{color:var(--mg-green);text-underline-offset:3px;font-size:.8rem;font-weight:850}.mg-centred-action{justify-content:center;margin-top:24px;display:flex}.mg-home-final-cta{max-width:var(--mg-content);color:#fff;background:linear-gradient(120deg,#073f35,#0b6b53);border-radius:24px;justify-content:space-between;align-items:center;gap:32px;margin:clamp(50px,6vw,80px) auto;padding:clamp(30px,4vw,50px);display:flex;box-shadow:0 24px 65px #073f3530}.mg-home-final-cta span{color:#9fe1c9}.mg-home-final-cta h2{letter-spacing:-.04em;margin:0 0 9px;font-size:clamp(1.7rem,2.8vw,3rem)}.mg-home-final-cta p{color:#d7ece5;margin:0}.mg-home-final-cta>div:last-child{flex:none;gap:10px;display:flex}.mg-site-footer{color:#fff;background:#062f28}.mg-network-row{max-width:var(--mg-content);border-bottom:1px solid #ffffff1f;grid-template-columns:repeat(4,1fr);gap:10px;margin:0 auto;padding:22px 20px;display:grid}.mg-network-row a{color:#fff;background:#ffffff0f;border:1px solid #ffffff24;border-radius:12px;justify-content:center;align-items:center;gap:7px;min-height:46px;font-size:.8rem;font-weight:850;text-decoration:none;display:flex}.mg-network-row a:hover{background:#ffffff1f}.mg-footer-main{max-width:var(--mg-content);grid-template-columns:minmax(250px,.8fr) minmax(0,1.7fr);gap:50px;margin:0 auto;padding:42px 20px;display:grid}.mg-footer-brand{align-items:center;gap:18px;display:flex}.mg-footer-brand img{object-fit:contain;filter:brightness(0)invert();opacity:.96;width:220px;height:104px}.mg-footer-brand strong{font-size:1.2rem}.mg-footer-brand p{color:#c6dfd6;margin:5px 0 7px}.mg-footer-brand span{color:#91b9aa;font-size:.73rem}.mg-footer-columns{grid-template-columns:repeat(4,1fr);gap:24px;display:grid}.mg-footer-columns section{align-content:start;gap:8px;display:grid}.mg-footer-columns h2{text-transform:uppercase;letter-spacing:.08em;color:#9ed5c1;margin:0 0 4px;font-size:.77rem}.mg-footer-columns a{color:#e7f2ee;font-size:.78rem;text-decoration:none}.mg-footer-columns a:hover{text-decoration:underline}.mg-footer-bottom{max-width:var(--mg-content);color:#a9c8bc;border-top:1px solid #ffffff1f;align-items:center;gap:18px;margin:0 auto;padding:18px 20px;font-size:.72rem;display:flex}.mg-footer-bottom>span:nth-child(2){margin-left:auto}.mg-footer-socials{gap:8px;display:flex}.mg-minimal-footer{min-height:112px;padding:20px max(20px,calc((100vw - var(--mg-content))/2));color:#fff;background:#063b32;border-top:1px solid #ffffff1f;grid-template-columns:auto minmax(220px,1fr) auto;align-items:center;gap:24px;display:grid}.mg-minimal-brand img{object-fit:contain;width:110px;height:64px;display:block}.mg-minimal-footer p{color:#cde2da;text-align:center;margin:0;font-size:.75rem;line-height:1.5}.mg-minimal-footer nav{gap:12px;display:flex}.mg-minimal-footer nav a{color:#fff;text-underline-offset:3px;font-size:.76rem;font-weight:800}.mr-app,.mr-app-frame{background:var(--mg-cream)!important}.mr-shell{max-width:var(--mg-content)!important;padding:clamp(22px,3vw,38px) 20px!important}.mr-screen,.screen{border-color:var(--mg-line)!important;box-shadow:var(--mg-shadow-soft)!important;border-radius:20px!important;min-height:auto!important;padding:clamp(24px,3.6vw,48px)!important}.mr-screen-head,.screen-head{margin-bottom:clamp(22px,3vw,34px)!important}.mr-screen h1,.screen h1{font-size:clamp(1.8rem,3vw,3.15rem)!important;line-height:1.04!important}.mr-card{border-color:var(--mg-line)!important;border-radius:17px!important;box-shadow:0 8px 25px #073f350e!important}.mr-button{border-radius:12px!important}.mr-actions{max-width:var(--mg-content)!important;padding:18px 20px 28px!important}.mr-progress{max-width:var(--mg-content)!important;padding-inline:20px!important}.mr-modal{border-radius:20px!important;max-height:calc(100dvh - 32px)!important;overflow:auto!important}.mr-modal-backdrop{padding:16px!important}.mr-toast{max-width:min(430px,100vw - 28px)!important}.mr-calculator-links{justify-content:center!important;gap:9px!important}.mr-calculator-links a,.mr-calculator-links button,.mr-calculator-links span{min-height:42px!important;color:var(--mg-forest)!important;background:#fff!important;border:1px solid #c9dcd4!important;border-radius:12px!important;justify-content:center!important;align-items:center!important;padding:9px 14px!important;font-size:.77rem!important;font-weight:800!important;display:inline-flex!important;box-shadow:0 5px 16px #073f350d!important}.mr-calculator-links span[aria-current=page]{background:var(--mg-forest)!important;color:#fff!important;border-color:var(--mg-forest)!important}.mg-static-shell{background:var(--mg-cream);min-height:100vh}.mg-static-hero{padding:clamp(42px,6vw,82px) max(20px,calc((100vw - var(--mg-content))/2));border-bottom:1px solid var(--mg-line);background:linear-gradient(#f2faf6,#fbfaf7)}.mg-static-breadcrumb{color:#6d8079;gap:7px;margin-bottom:18px;font-size:.74rem;display:flex}.mg-static-breadcrumb a{color:var(--mg-green)}.mg-static-hero h1{letter-spacing:-.055em;max-width:880px;color:var(--mg-forest);margin:0 0 14px;font-size:clamp(2.2rem,4.3vw,4.5rem);line-height:1}.mg-static-hero>p{max-width:780px;color:var(--mg-muted);margin:0;font-size:1.03rem;line-height:1.65}.mg-static-trust span{color:#0b7157;background:#e5f5ee;border-radius:999px;padding:7px 10px;font-size:.7rem;font-weight:850}.mg-static-layout{max-width:var(--mg-content);grid-template-columns:230px minmax(0,760px);justify-content:center;gap:52px;margin:0 auto;padding:clamp(38px,5vw,70px) 20px;display:grid}.mg-static-toc{border:1px solid var(--mg-line);background:#fff;border-radius:16px;align-self:start;padding:18px;position:sticky;top:104px}.mg-static-toc h2{margin:0 0 10px;font-size:.82rem}.mg-static-toc a{color:#5e726b;padding:7px 0;font-size:.76rem;text-decoration:none;display:block}.mg-static-toc a:hover{color:var(--mg-green)}.mg-static-content section{margin-bottom:34px;scroll-margin-top:110px}.mg-static-content h2{color:var(--mg-forest);margin:0 0 10px;font-size:1.5rem;line-height:1.2}.mg-static-content h3{color:var(--mg-forest)}.mg-static-content p,.mg-static-content li{color:#566d65;line-height:1.75}.mg-callout{border:1px solid #cbe1d8;border-left:5px solid var(--mg-green);background:#edf8f3;border-radius:14px;margin:22px 0;padding:18px 20px}.mg-callout.warning{background:#fff8e6;border-left-color:#b8892f}.mg-static-faq{width:100%;margin:44px auto 0}.mg-static-faq>h2{text-align:center}.mg-static-faq details{border:1px solid var(--mg-line);background:#fff;border-radius:13px;margin:9px 0;overflow:hidden}.mg-static-faq summary{cursor:pointer;color:var(--mg-forest);justify-content:space-between;align-items:center;gap:20px;padding:16px 18px;font-weight:800;display:flex}.mg-static-faq details p{margin:0;padding:0 18px 17px}.mg-mobile-toc{display:none}.mg-workspace{background:#f4f8f6;flex-direction:column;min-height:100vh;display:flex}.mg-workspace-header{color:#fff;background:#073f35;grid-template-columns:auto 1fr auto;align-items:center;gap:18px;min-height:88px;padding:10px clamp(16px,3vw,40px);display:grid}.mg-workspace-brand{align-items:center;gap:12px;display:flex}.mg-workspace-brand img{object-fit:contain;width:145px;height:58px}.mg-workspace-brand div{display:grid}.mg-workspace-brand small{color:#a9d2c3;font-size:.7rem}.mg-workspace-brand strong{font-size:.88rem}.mg-workspace-trust{flex-wrap:wrap;justify-content:center;gap:7px;display:flex}.mg-workspace-trust span{background:#ffffff12;border:1px solid #ffffff2b;border-radius:999px;padding:6px 9px;font-size:.68rem;font-weight:800}.mg-workspace-actions{align-items:center;gap:8px;display:flex}.mg-workspace-actions a,.mg-workspace-actions button{color:#fff;background:#ffffff14;border:1px solid #fff3;border-radius:10px;min-height:38px;padding:8px 11px;font-size:.72rem;font-weight:800;text-decoration:none}.mg-workspace-main{flex:1;grid-template-columns:245px minmax(0,1fr);display:grid}.mg-workspace-sidebar{border-right:1px solid var(--mg-line);background:#fff;padding:20px 14px}.mg-workspace-sidebar button,.mg-workspace-sidebar a{color:#415f56;text-align:left;background:0 0;border:0;border-radius:10px;align-items:center;width:100%;min-height:45px;padding:10px 12px;font-size:.8rem;font-weight:800;text-decoration:none;display:flex}.mg-workspace-sidebar .active,.mg-workspace-sidebar button:hover{color:var(--mg-green);background:#eaf7f2}.mg-workspace-content{min-width:0;padding:clamp(18px,3vw,38px)}.mg-workspace-title{justify-content:space-between;align-items:flex-start;gap:20px;margin-bottom:22px;display:flex}.mg-workspace-title h1{letter-spacing:-.035em;margin:0 0 6px;font-size:clamp(1.55rem,2.2vw,2.45rem)}.mg-workspace-title p{color:var(--mg-muted);margin:0}.mg-save-status{color:#0a7b5c;background:#e7f7ef;border-radius:999px;padding:7px 10px;font-size:.7rem;font-weight:850}.mg-summary-grid{grid-template-columns:repeat(6,minmax(0,1fr));gap:10px;margin-bottom:20px;display:grid}.mg-summary-card{border:1px solid var(--mg-line);background:#fff;border-radius:15px;min-width:0;padding:16px;box-shadow:0 7px 20px #073f350b}.mg-summary-card span{color:#6a7d76;font-size:.67rem;font-weight:800;display:block}.mg-summary-card strong{color:var(--mg-forest);letter-spacing:-.03em;margin-top:8px;font-size:1.18rem;display:block}.mg-dashboard-grid{grid-template-columns:1.35fr .65fr;gap:15px;display:grid}.mg-panel{border:1px solid var(--mg-line);background:#fff;border-radius:17px;padding:20px;box-shadow:0 8px 24px #073f350b}.mg-panel h2{margin:0 0 15px;font-size:1rem}.mg-expense-form{grid-template-columns:repeat(2,minmax(0,1fr));gap:13px;display:grid}.mg-field{gap:6px;display:grid}.mg-field span{color:#49645b;font-size:.72rem;font-weight:800}.mg-field input,.mg-field select,.mg-field textarea{width:100%;min-height:43px;color:var(--mg-ink);background:#fff;border:1px solid #cddfd8;border-radius:10px;padding:9px 11px}.mg-field textarea{min-height:90px}.mg-expense-table{border-collapse:collapse;width:100%}.mg-expense-table th,.mg-expense-table td{text-align:left;border-bottom:1px solid #e7efec;padding:11px 9px;font-size:.76rem}.mg-expense-table th{color:#6a7d76;text-transform:uppercase;letter-spacing:.05em;font-size:.67rem}.mg-expense-table button{color:var(--mg-danger);background:0 0;border:0;font-weight:800}.mg-budget-row{grid-template-columns:150px 1fr auto;align-items:center;gap:12px;margin:12px 0;display:grid}.mg-budget-track{background:#e6eeeb;border-radius:999px;height:10px;overflow:hidden}.mg-budget-track i{background:var(--mg-green);border-radius:inherit;height:100%;display:block}.mg-budget-row.over .mg-budget-track i{background:var(--mg-danger)}.mg-budget-row.over strong{color:var(--mg-danger)}.mg-budget-warning{color:#9b281f;background:#fff1f0;border-radius:10px;padding:9px 11px;font-size:.72rem}.mg-mobile-workspace-menu{display:none}@media (max-width:1100px){.mg-calculator-card-grid{gap:8px}.mg-calculator-card{padding-inline:12px}.mg-calculator-card h3{font-size:.9rem}.mg-calculator-card p{font-size:.73rem}.mg-summary-grid{grid-template-columns:repeat(3,1fr)}.mg-footer-main{grid-template-columns:1fr}.mg-footer-columns{grid-template-columns:repeat(4,1fr)}}@media (max-width:850px){.mg-home-hero{background-position:62%;min-height:620px}.mg-home-hero-copy{width:min(62%,760px);max-width:760px}.mg-calculator-card-grid{scrollbar-width:thin;grid-template-columns:repeat(5,minmax(138px,1fr));padding-bottom:8px;overflow-x:auto}.mg-trust-grid,.mg-how-grid{grid-template-columns:repeat(2,1fr)}.mg-static-layout{grid-template-columns:1fr;max-width:850px}.mg-static-toc{display:none}.mg-mobile-toc{margin-bottom:24px;display:block}.mg-mobile-toc select{border:1px solid var(--mg-line);background:#fff;border-radius:11px;width:100%;min-height:45px;padding:9px}.mg-workspace-main{grid-template-columns:1fr}.mg-workspace-sidebar{display:none}.mg-mobile-workspace-menu{display:block}.mg-dashboard-grid{grid-template-columns:1fr}}@media (max-width:640px){.mg-home-hero{background-position:68%;background-size:cover;background-image:linear-gradient(90deg,#fbfaf7fa 0%,#fbfaf7f0 52%,#fbfaf794 76%,#fbfaf747 100%),var(--mg-home-image);min-height:650px;padding:46px 18px}.mg-home-hero-copy{width:100%;max-width:620px}.mg-home-hero h1{font-size:clamp(2.2rem,11vw,3.25rem)}.mg-hero-actions{display:grid}.mg-hero-actions .mg-button{width:100%}.mg-home-section{padding:45px 14px}.mg-section-heading.split{text-align:center;display:block}.mg-section-heading.split>a{margin-top:15px;display:inline-block}.mg-calculator-card-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;overflow:visible}.mg-calculator-card{min-height:315px;padding:16px 12px}.mg-calculator-card:nth-child(5){grid-column:1/-1;justify-self:center;width:calc(50% - 5px)}.mg-calculator-card h3{font-size:.86rem}.mg-calculator-card p{font-size:.72rem}.mg-card-primary{padding-inline:6px;font-size:.72rem}.mg-trust-grid,.mg-how-grid{gap:10px}.mg-trust-card,.mg-how-grid article{min-height:210px;padding:18px 14px}.mg-trust-card h3,.mg-how-grid h3{font-size:.9rem}.mg-trust-card p,.mg-how-grid p{font-size:.74rem}.mg-three-card-grid,.mg-blog-grid{grid-template-columns:1fr}.mg-home-final-cta{text-align:center;margin:42px 14px;padding:28px 20px;display:block}.mg-home-final-cta>div:last-child{margin-top:22px;display:grid}.mg-network-row{grid-template-columns:repeat(2,1fr);padding:16px 14px}.mg-footer-main{gap:30px;padding:32px 18px}.mg-footer-brand{align-items:flex-start}.mg-footer-columns{grid-template-columns:repeat(2,1fr);gap:28px 18px}.mg-footer-bottom{flex-wrap:wrap;padding:16px 18px}.mg-footer-bottom>span:nth-child(2){margin-left:0}.mg-footer-socials{margin-left:auto}.mg-minimal-footer{text-align:center;grid-template-columns:1fr;gap:12px}.mg-minimal-brand{justify-self:center}.mg-minimal-footer nav{justify-content:center}.mr-calculator-links{grid-template-columns:repeat(2,minmax(0,1fr))!important;display:grid!important}.mr-calculator-links>:last-child:nth-child(odd){grid-column:1/-1;justify-self:center;width:calc(50% - 5px)}.mg-workspace-header{grid-template-columns:1fr auto}.mg-workspace-brand div,.mg-workspace-trust,.mg-workspace-actions a:first-child{display:none}.mg-workspace-content{padding:16px}.mg-workspace-title{display:block}.mg-save-status{margin-top:10px;display:inline-block}.mg-summary-grid{grid-template-columns:repeat(2,1fr)}.mg-expense-form{grid-template-columns:1fr}.mg-expense-table{display:block;overflow-x:auto}.mg-budget-row{grid-template-columns:1fr}.mg-budget-row strong{text-align:right}}.mg-newsletter{background:linear-gradient(135deg,#f4fbf8,#e7f5f0);border:1px solid #cfe2dc;border-radius:20px;grid-template-columns:minmax(260px,1fr) minmax(340px,.8fr);align-items:center;gap:28px;width:min(1180px,100% - 32px);margin:0 auto 34px;padding:24px 28px;display:grid;box-shadow:0 15px 40px #043f340f}.mg-newsletter span{color:#08795d;letter-spacing:.16em;font-size:.72rem;font-weight:900;display:block}.mg-newsletter h2{color:#063f35;margin:.2rem 0;font-size:1.45rem}.mg-newsletter p{color:#57716a;margin:0}.mg-newsletter form{grid-template-columns:minmax(0,1fr) auto;gap:10px;display:grid}.mg-newsletter input{color:#063f35;min-width:0;height:48px;font:inherit;background:#fff;border:1px solid #a9cbc1;border-radius:12px;padding:0 15px}.mg-newsletter button{color:#fff;cursor:pointer;background:#08795d;border:0;border-radius:12px;height:48px;padding:0 22px;font-weight:850}.mg-newsletter small{color:#a43d32;grid-column:1/-1}.mg-newsletter-thanks{text-align:center;font-size:1.1rem;font-weight:850;color:#08795d!important}.mg-chat-compose-actions{justify-content:flex-end;align-items:center;gap:8px;display:flex}.mg-chat-compose-actions button{cursor:pointer;border:0;border-radius:10px;min-height:38px;padding:8px 14px;font-weight:800}.mg-chat-compose-actions .mg-chat-attach{color:#07634f;background:#edf7f4;border:1px solid #b8d8cf}.mg-chat-image{margin-top:7px;display:block}.mg-chat-image img,.mr-chat-admin-messages img{object-fit:cover;border:1px solid #c7ddd7;border-radius:10px;max-width:min(220px,100%);max-height:180px;display:block}.mg-chat-file{color:#08795d;overflow-wrap:anywhere;margin-top:6px;font-weight:750;display:block}.mr-chat-admin-attachments{flex-wrap:wrap;align-items:center;gap:8px;display:flex}.mr-chat-admin-attachments input{max-width:100%}.detail-footer{display:none!important}@media (max-width:760px){.mg-newsletter{text-align:center;grid-template-columns:1fr;gap:16px;width:min(100% - 20px,720px);padding:20px 16px}.mg-newsletter form{grid-template-columns:minmax(0,1fr) auto}.mg-site-footer .mg-footer-main,.mg-site-footer .mg-footer-brand,.mg-site-footer .mg-footer-columns,.mg-site-footer .mg-footer-bottom{text-align:center!important;justify-content:center!important;align-items:center!important}.mg-site-footer .mg-footer-brand img{filter:brightness(0)invert()!important;margin-inline:auto!important}.mg-site-footer .mg-footer-columns section{text-align:center!important;align-items:center!important}.mg-site-footer .mg-footer-columns a,.mg-site-footer .mg-footer-columns h2{text-align:center!important}.mg-network-row,.mg-footer-socials{justify-content:center!important}.mg-calculator-card-grid{grid-template-columns:1fr!important;gap:12px!important}.mg-calculator-card,.mg-calculator-card:nth-child(5){text-align:center!important;flex-direction:column!important;justify-content:center!important;align-items:center!important;gap:8px!important;width:100%!important;min-height:0!important;padding:18px 16px!important;display:flex!important}.mg-calculator-card .mg-tool-icon{width:48px!important;height:48px!important;margin:0 auto 4px!important}.mg-calculator-card h3,.mg-calculator-card p{max-width:420px;text-align:center!important;margin:0!important}.mg-calculator-card .mg-card-primary{align-self:center!important;width:min(220px,100%)!important;min-height:42px!important;margin-top:7px!important}.mg-calculator-card .mg-card-how{display:none!important}.mg-journey-stage-grid{grid-template-columns:1fr!important}.mg-journey-stage-grid article{text-align:center!important;flex-direction:column!important;align-items:center!important;gap:7px!important;padding:18px!important;display:flex!important}.mg-journey-stage-grid article>span{margin:0 auto!important}.mg-journey-stage-grid h2,.mg-journey-stage-grid p{text-align:center!important;margin:0!important}.mg-scheme-landing-grid article,.mg-tools-grid article,.mg-how-grid article,.mg-three-card-grid article{text-align:center!important;align-items:center!important}.mg-scheme-landing-grid article>span,.mg-tools-grid article>span,.mg-how-grid article>span,.mg-three-card-grid article>span{margin-inline:auto!important}.mg-scheme-landing-grid article a,.mg-tools-grid article a{align-self:center!important}.scheme-table-wrap{-webkit-overflow-scrolling:touch;max-width:100%;padding-bottom:4px;overflow-x:auto!important}.scheme-table{min-width:680px!important}.scheme-table th,.scheme-table td{white-space:normal!important;padding:12px 14px!important}.scheme-table th:first-child,.scheme-table td:first-child{z-index:1;min-width:150px;position:sticky;left:0}.scheme-table td:first-child{background:#fff}.scheme-table tr:nth-child(2n) td:first-child{background:#f8fbfa}.scheme-table th:first-child{background:#063f35}}.mg-footer-logo-white{content:url(/brand/mortgage-guide-footer-white.png)!important;filter:none!important;object-fit:contain!important;object-position:center!important}.mg-tool-icon svg{stroke:currentColor;stroke-width:1.9px;width:26px;height:26px}.mg-calculator-card{align-content:start}.mg-static-content>.mr-info-actions,.mg-static-content .mr-info-actions{float:none!important;z-index:auto!important;isolation:isolate!important;position:static!important;inset:auto!important;overflow:visible!important;transform:none!important}@media (max-width:760px){.mg-calculator-card-grid{grid-template-columns:1fr!important;gap:12px!important;display:grid!important}.mg-calculator-card,.mg-calculator-card:nth-child(5){text-align:left!important;grid-template-rows:auto auto auto!important;grid-template-columns:52px minmax(0,1fr)!important;place-items:center start!important;gap:4px 13px!important;min-height:0!important;padding:15px!important;display:grid!important}.mg-calculator-card .mg-tool-icon{grid-area:1/1/span 3!important;place-items:center!important;width:48px!important;height:48px!important;margin:0!important;display:grid!important}.mg-calculator-card h3{text-align:left!important;grid-area:1/2!important;margin:0!important;font-size:1rem!important;line-height:1.2!important}.mg-calculator-card p{text-align:left!important;grid-area:2/2!important;margin:0!important;font-size:.82rem!important;line-height:1.4!important}.mg-calculator-card .mg-card-primary{grid-area:3/2!important;place-self:start!important;width:auto!important;min-width:132px!important;min-height:36px!important;margin:6px 0 0!important;padding:8px 13px!important;font-size:.78rem!important}.mg-calculator-card .mg-card-how{display:none!important}.mg-site-footer .mg-footer-brand{justify-content:center!important;width:100%!important;display:flex!important}.mg-site-footer .mg-footer-logo-white{width:min(190px,58vw)!important;height:auto!important;margin:0 auto!important;display:block!important}.mg-static-content>.mr-info-actions,.mg-static-content .mr-info-actions{grid-template-columns:1fr!important;gap:10px!important;width:100%!important;margin:20px 0 0!important;display:grid!important}.mg-static-content .mr-info-actions .mr-button{white-space:normal!important;width:100%!important;max-width:none!important;margin:0!important;position:static!important;transform:none!important}.grants-cover-table-wrap{overflow:visible!important}.grants-cover-table,.grants-cover-table tbody,.grants-cover-table tr,.grants-cover-table td{width:100%!important;display:block!important}.grants-cover-table thead{display:none!important}.grants-cover-table tr{background:#fff!important;border:1px solid #cfe2dc!important;border-radius:16px!important;margin:0 0 12px!important;padding:14px!important}.grants-cover-table td{overflow-wrap:anywhere!important;text-align:left!important;border:0!important;padding:4px 0 4px 108px!important;font-size:.84rem!important;line-height:1.45!important;position:relative!important}.grants-cover-table td:before{color:#08765d;text-transform:uppercase;letter-spacing:.05em;width:98px;font-size:.68rem;font-weight:900;position:absolute;top:4px;left:0}.grants-cover-table td:first-child:before{content:"Support"}.grants-cover-table td:nth-child(2):before{content:"Limit"}.grants-cover-table td:nth-child(3):before{content:"May cover"}.mg-tools-grid article{text-align:center!important;align-items:center!important}.mg-tools-grid article h2,.mg-tools-grid article p{text-align:center!important}.mg-tools-grid article ul{text-align:left!important;margin-inline:auto!important}.mg-tool-choice-actions{grid-template-columns:1fr!important;justify-items:center!important;gap:8px!important;width:100%!important;display:grid!important}.mg-tool-choice-actions>*{text-align:center!important;justify-content:center!important;width:min(300px,100%)!important}.mg-workspace-subheader{text-align:center!important;flex-wrap:wrap!important;justify-content:center!important;align-items:center!important;gap:10px!important;display:flex!important}.mg-workspace-subheader>*{margin-inline:auto!important}.mg-journey-stage-grid article{min-height:0!important;padding:16px!important}.mg-journey-stage-grid article:empty{display:none!important}}@media (max-width:520px){.mg-newsletter form{grid-template-columns:1fr}.mg-newsletter button{width:100%}.mg-footer-columns{grid-template-columns:1fr!important}.mg-site-footer .mg-footer-columns{gap:22px!important}}@media (max-width:355px){.mg-calculator-card-grid,.mg-trust-grid,.mg-how-grid{grid-template-columns:1fr}.mg-calculator-card:nth-child(5){grid-column:auto;width:100%}.mg-summary-grid{grid-template-columns:1fr}}.mg-minimal-brand>div{align-items:center;gap:10px;display:flex}.mg-minimal-brand>div img{object-fit:contain;width:72px;height:58px}.mg-minimal-brand>div span{color:#fff;display:grid}.mg-minimal-brand>div small{color:#b9d6cb;font-size:.65rem}.mg-workspace-brand>a{align-items:center;display:flex}.mg-workspace-brand>a img{object-fit:contain;width:145px;height:58px}.mg-workspace-account{text-overflow:ellipsis;white-space:nowrap;color:#cfe5dd;max-width:180px;font-size:.7rem;overflow:hidden}.mg-mobile-workspace-menu{color:#fff;background:#ffffff14;border:1px solid #fff3;border-radius:10px;width:40px;height:40px;font-size:20px}.mg-workspace-title>div:last-child{flex-wrap:wrap;justify-content:flex-end;align-items:center;gap:8px;display:flex}.mg-save-now{min-height:35px;color:var(--mg-green);background:#fff;border:1px solid #bad5ca;border-radius:9px;padding:7px 10px;font-size:.7rem;font-weight:850}.mg-inline-message{color:#23624f;background:#eef8f4;border:1px solid #c9e2d8;border-radius:11px;justify-content:space-between;align-items:center;gap:12px;margin:0 0 15px;padding:10px 12px;font-size:.75rem;display:flex}.mg-inline-message button{color:inherit;background:0 0;border:0;font-size:18px}.mg-access-trust{flex-wrap:wrap;gap:7px;margin-top:16px;display:flex}.mg-access-trust span{color:#0a7659;background:#e9f6f1;border-radius:999px;padding:6px 9px;font-size:.67rem;font-weight:850}.mg-panel-head{justify-content:space-between;align-items:center;gap:15px;margin-bottom:14px;display:flex}.mg-panel-head h2{margin:0}.mg-panel-head p{color:var(--mg-muted);margin:4px 0 0;font-size:.74rem}.mg-panel-head select,.mg-panel-head input{border:1px solid var(--mg-line);background:#fff;border-radius:9px;min-height:38px;padding:7px 9px}.mg-panel-head button{min-height:36px;color:var(--mg-green);background:#fff;border:1px solid #c9ddd5;border-radius:9px;padding:7px 10px;font-size:.72rem;font-weight:850}.mg-trend-chart{align-items:end;gap:12px;height:230px;padding:22px 6px 0;display:flex}.mg-trend-chart>div{text-align:center;flex:1;grid-template-rows:22px 1fr 20px;align-items:end;height:100%;display:grid}.mg-trend-chart span{color:#667a72;font-size:.62rem}.mg-trend-chart i{background:linear-gradient(#16a77a,#0a6d54);border-radius:8px 8px 2px 2px;justify-self:center;width:70%;max-width:52px;min-height:3px;display:block}.mg-trend-chart small{color:#667a72;font-size:.66rem}.mg-category-bars{gap:12px;display:grid}.mg-category-bars>div{grid-template-columns:minmax(110px,1fr) minmax(80px,1.2fr) auto;align-items:center;gap:10px;display:grid}.mg-category-bars span{color:#49645b;font-size:.7rem}.mg-category-bars i{background:#e6eeeb;border-radius:999px;height:9px;overflow:hidden}.mg-category-bars b{border-radius:inherit;background:var(--mg-green);height:100%;display:block}.mg-category-bars strong{font-size:.7rem}.mg-recent-panel{margin-top:15px}.mg-expense-table td:first-child b{display:block}.mg-expense-table td:first-child small{color:#71827c;margin-top:3px;font-size:.66rem;display:block}.mg-expense-table td:last-child{gap:7px;display:flex}.mg-expense-table td:last-child button:first-child{color:var(--mg-green)}.mg-form-actions{flex-wrap:wrap;gap:10px;margin-top:18px;display:flex}.mg-form-note{color:#5a7068;background:#f4f8f6;border-radius:10px;margin:15px 0 0;padding:12px;font-size:.72rem;line-height:1.55}.mg-field-wide{grid-column:1/-1}.mg-month-total{border-top:1px solid var(--mg-line);justify-content:flex-end;align-items:center;gap:20px;margin-top:18px;padding-top:15px;display:flex}.mg-month-total span{color:var(--mg-muted);font-size:.8rem}.mg-month-total strong{color:var(--mg-forest);font-size:1.35rem}.mg-budget-list{margin-top:20px}.mg-budget-row>label{gap:5px;display:grid}.mg-budget-row>label span{color:#49645b;font-size:.72rem;font-weight:800}.mg-budget-row>label input{border:1px solid var(--mg-line);border-radius:9px;width:100%;min-height:38px;padding:7px 9px}.mg-budget-row>div{min-width:0}.mg-budget-warning{margin:6px 0 0}.mg-report-controls{flex-wrap:wrap;gap:12px;margin:20px 0;display:flex}.mg-report-controls .mg-field{min-width:190px}.mg-report-summary{background:#eef8f4;border-radius:13px;justify-content:space-between;align-items:center;padding:18px;display:flex}.mg-report-summary span{color:#5c7169}.mg-report-summary strong{color:var(--mg-forest);font-size:1.4rem}.mg-workspace-mobile-drawer{z-index:230;background:#fff;align-content:start;gap:5px;width:min(330px,88vw);padding:70px 14px 18px;transition:transform .22s;display:grid;position:fixed;inset:0 auto 0 0;transform:translate(-102%);box-shadow:18px 0 50px #073f3538}.mg-workspace-mobile-drawer.open{transform:translate(0)}.mg-workspace-mobile-drawer>button:first-child{border:1px solid var(--mg-line);background:#fff;border-radius:10px;width:40px;height:40px;font-size:23px;position:absolute;top:14px;right:14px}.mg-workspace-mobile-drawer>button:not(:first-child){text-align:left;color:#49645b;background:0 0;border:0;border-radius:9px;min-height:44px;padding:9px 11px;font-weight:800}.mg-workspace-mobile-drawer>button.active{color:var(--mg-green);background:#eaf7f2}.mg-workspace-mobile-backdrop{z-index:220;background:#021b1775;position:fixed;inset:0}@media (max-width:640px){.mg-trend-chart{gap:5px;height:200px}.mg-trend-chart span{font-size:.55rem}.mg-category-bars>div{grid-template-columns:1fr}.mg-expense-table td:last-child{min-width:120px}.mg-workspace-title>div:last-child{justify-content:flex-start}.mg-panel{padding:15px}.mg-panel-head{flex-direction:column;align-items:flex-start}.mg-panel-head select,.mg-panel-head input{width:100%}}@media print{.mg-workspace-header,.mg-workspace-sidebar,.mg-workspace-mobile-drawer,.mg-workspace-mobile-backdrop,.mg-save-now,.mg-form-actions,.mg-minimal-footer{display:none!important}.mg-workspace-main{display:block}.mg-workspace-content{padding:0}.mg-panel{box-shadow:none;border:0}.mg-expense-table th,.mg-expense-table td{font-size:9pt}}.mg-quick-calculator{width:min(1480px,100% - 32px);margin:0 auto;padding:20px 0 48px}.mg-calculator-intro{justify-content:space-between;align-items:flex-end;gap:32px;padding:28px 0 18px;display:flex}.mg-calculator-intro>div:first-child>span,.mg-report-panel>div>span,.mg-journey-landing>section:first-child>span,.mg-tools-hero>span{letter-spacing:.14em;color:#08765d;font-size:.75rem;font-weight:800}.mg-calculator-intro h1,.mg-journey-landing h1,.mg-tools-hero h1{color:#063f35;margin:.4rem 0 .55rem;font-size:clamp(2rem,4vw,3.6rem);line-height:1.02}.mg-calculator-intro p,.mg-tools-hero p,.mg-journey-landing>section:first-child>p{color:#49635d;max-width:760px;margin:0;font-size:1.05rem}.mg-calculator-trust,.mg-tools-trust{flex-wrap:wrap;justify-content:flex-end;gap:8px;display:flex}.mg-calculator-trust span,.mg-tools-trust span,.mg-static-trust span{color:#075f4d;background:#f4fbf8;border:1px solid #bddbd2;border-radius:999px;padding:7px 11px;font-size:.76rem;font-weight:700}.mg-restored-message{color:#075f4d;background:#edf9f5;border:1px solid #b7decf;border-radius:12px;justify-content:center;align-items:center;gap:10px;margin:0 0 16px;padding:10px 14px;display:flex}.mg-restored-message button{color:#075f4d;cursor:pointer;background:0 0;border:0;font-weight:800;text-decoration:underline}.mg-quick-grid{align-items:start}.mg-quick-grid .mr-visual-controls h2{color:#063f35;margin:0 0 16px}.mg-sticky-result{position:sticky;top:18px}.mg-result-card-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin-bottom:18px;display:grid}.mg-result-card-grid article{background:#f4faf8;border:1px solid #d4e8e1;border-radius:14px;padding:15px}.mg-result-card-grid span{color:#5e706b;font-size:.78rem;font-weight:700;display:block}.mg-result-card-grid strong{color:#053f34;margin-top:5px;font-size:clamp(1.15rem,2vw,1.65rem);display:block}.mg-result-breakdown{gap:8px;margin:16px 0;display:grid}.mg-result-breakdown p{border-bottom:1px solid #e4eeeb;justify-content:space-between;gap:20px;margin:0;padding:8px 0;display:flex}.mg-result-breakdown span{color:#5e706b}.mg-new-calculation{color:#075f4d;cursor:pointer;background:#fff;border:1px solid #bed9d1;border-radius:12px;width:100%;padding:11px;font-weight:800}.mg-premium-calculator-links{grid-template-columns:repeat(5,minmax(0,1fr));align-items:stretch!important;gap:10px!important;margin:8px auto 20px!important;display:grid!important}.mg-premium-calculator-links a,.mg-premium-calculator-links button{justify-content:center;align-items:center;text-align:center!important;color:#075f4d!important;background:linear-gradient(#fff,#f3faf7)!important;border:1px solid #b8d7ce!important;border-radius:13px!important;min-height:48px!important;padding:9px 12px!important;font-weight:800!important;text-decoration:none!important;display:flex!important;box-shadow:0 5px 16px #033f3412!important}.mg-premium-calculator-links [aria-current=page]{color:#fff!important;background:#063f35!important;border-color:#063f35!important}.mg-detail-controls{grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin:24px auto 14px;display:grid}.mg-detail-controls button{color:#075f4d;cursor:pointer;background:#fff;border:1px solid #b8d7ce;border-radius:14px;padding:14px;font-weight:800}.mg-detail-controls button.active{color:#fff;background:#063f35;border-color:#063f35}.mg-breakdown-panel,.mg-report-panel{background:#fff;border:1px solid #d5e5e0;border-radius:20px;margin:0 0 20px;padding:22px;box-shadow:0 14px 35px #043f340f}.mg-breakdown-panel>header{justify-content:space-between;align-items:center;gap:20px;margin-bottom:18px;display:flex}.mg-breakdown-panel h2,.mg-report-panel h2{color:#063f35;margin:0 0 5px}.mg-breakdown-panel p{color:#5d716c;margin:0}.mg-segmented{border:1px solid #c5ddd6;border-radius:12px;padding:3px;display:flex}.mg-segmented button{color:#4e6962;background:0 0;border:0;border-radius:9px;padding:8px 12px;font-weight:700}.mg-segmented button.active{color:#fff;background:#08765d}.mg-year-bars{gap:8px;max-height:520px;padding-right:5px;display:grid;overflow:auto}.mg-year-bars>button{text-align:left;cursor:pointer;background:#fbfdfc;border:1px solid #e0ece8;border-radius:11px;grid-template-columns:70px minmax(150px,1fr) minmax(230px,auto);align-items:center;gap:12px;padding:9px;display:grid}.mg-year-bars>button.selected{background:#f0faf6;border-color:#08765d}.mg-year-bars i{background:#e5eeeb;border-radius:999px;height:12px;display:flex;overflow:hidden}.mg-year-bars i b{background:#08765d}.mg-year-bars i em{background:#d8a23a}.mg-year-bars small{color:#4d6560;font-style:normal}.mg-monthly-table{margin-top:20px}.mg-table-scroll{overflow:auto}.mg-breakdown-panel table,.mg-monthly-table table{border-collapse:collapse;width:100%;min-width:660px}.mg-breakdown-panel th,.mg-breakdown-panel td,.mg-monthly-table th,.mg-monthly-table td{text-align:right;border-bottom:1px solid #e2ece9;padding:9px 10px}.mg-breakdown-panel th:first-child,.mg-breakdown-panel td:first-child,.mg-monthly-table th:first-child,.mg-monthly-table td:first-child{text-align:left}.mg-breakdown-panel td button{color:#08765d;cursor:pointer;background:0 0;border:0;font-weight:800}.mg-report-panel{grid-template-columns:minmax(0,1.5fr) minmax(240px,.8fr) auto;align-items:end;gap:18px;display:grid}.mg-report-panel label{color:#2e5148;gap:6px;font-weight:700;display:grid}.mg-report-panel label small{color:#6e817c;font-weight:400}.mg-report-panel input{width:100%;font:inherit;border:1px solid #bfd8d0;border-radius:12px;padding:12px}.mg-report-panel>div:nth-child(3){flex-wrap:wrap;gap:8px;display:flex}.mg-report-panel>p{color:#08765d;grid-column:1/-1;margin:0}.mg-tools-choice,.mg-journey-landing{width:min(1240px,100% - 32px);margin:0 auto;padding:42px 0 56px}.mg-tools-hero,.mg-journey-landing>section:first-child{text-align:center;max-width:900px;margin:0 auto 30px}.mg-tools-hero p,.mg-journey-landing>section:first-child>p{margin-inline:auto}.mg-tools-trust,.mg-journey-landing .mg-static-trust{justify-content:center;margin-top:16px}.mg-tools-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;display:grid}.mg-tools-grid article{background:#fff;border:1px solid #d3e6df;border-radius:22px;padding:28px;box-shadow:0 18px 45px #043f3412}.mg-tools-grid h2{color:#063f35;font-size:1.6rem}.mg-tools-grid p,.mg-tools-grid li{color:#526b64}.mg-tools-grid ul{min-height:90px;padding-left:20px}.mg-tools-grid article>a:last-child{text-align:center;color:#08765d;margin-top:12px;font-weight:800;display:block}.mg-tool-choice-icon,.mg-journey-stage-grid article>span{color:#fff;background:#08765d;border-radius:13px;place-items:center;width:42px;height:42px;font-weight:900;display:grid}.mg-access-explainer{color:#fff;background:#063f35;border-radius:22px;justify-content:space-between;align-items:center;gap:28px;margin-top:22px;padding:26px;display:flex}.mg-access-explainer h2{color:#fff;margin:.35rem 0}.mg-access-explainer p{color:#d4e8e2;margin:0}.mg-access-explainer>div:last-child{flex-wrap:wrap;gap:8px;display:flex}.mg-journey-stage-grid{grid-template-columns:repeat(5,minmax(0,1fr));gap:12px;margin:28px 0;display:grid}.mg-journey-stage-grid article{background:#fff;border:1px solid #d4e5e0;border-radius:18px;padding:18px}.mg-journey-stage-grid h2{color:#063f35;font-size:1.08rem}.mg-journey-stage-grid p{color:#5c716b;font-size:.9rem}.mg-journey-landing>.mg-static-callout{margin-top:20px}.mg-static-shell{width:100%;padding-bottom:50px}.mg-static-hero{color:#fff;text-align:left;background:linear-gradient(140deg,#063f35,#08765d);padding:48px max(24px,50vw - 590px)}.mg-static-hero nav{align-items:center;gap:8px;margin-bottom:16px;font-size:.78rem;display:flex}.mg-static-hero nav a{color:#d6eee7}.mg-static-hero>span{letter-spacing:.14em;color:#bfe4d8;font-size:.74rem;font-weight:800}.mg-static-hero h1{color:#fff;max-width:980px;margin:.45rem 0 .65rem;font-size:clamp(2rem,4.6vw,3.7rem);line-height:1.04}.mg-static-hero>p{color:#e0f0eb;max-width:760px;margin:0;font-size:1.06rem}.mg-static-trust{flex-wrap:wrap;gap:8px;margin-top:18px;display:flex}.mg-static-trust span{color:#fff;background:#ffffff1a;border-color:#ffffff40;align-items:center;gap:7px;display:inline-flex}.mg-policy-icon-explainer{grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;width:min(1180px,100% - 32px);margin:24px auto 0;display:grid}.mg-policy-icon-explainer article{background:#f6fbf9;border:1px solid #d7e8e3;border-radius:18px;align-items:center;gap:16px;padding:20px;display:flex}.mg-policy-icon-explainer h2{color:#063f35;margin:0 0 5px}.mg-policy-icon-explainer p{color:#567069;margin:0}.mg-static-layout{grid-template-columns:230px minmax(0,760px);justify-content:center;align-items:start;gap:44px;width:min(1180px,100% - 32px);margin:28px auto 0;display:grid}.mg-static-layout:not(.has-toc){grid-template-columns:minmax(0,820px)}.mg-static-toc{background:#f8fcfa;border:1px solid #d9e8e4;border-radius:16px;padding:16px;position:sticky;top:86px}.mg-static-toc>strong{color:#063f35;margin-bottom:10px;display:block}.mg-static-toc label{display:none}.mg-static-toc nav{display:grid}.mg-static-toc a{color:#557069;border-left:2px solid #d4e5e0;padding:8px 9px;font-size:.84rem;text-decoration:none}.mg-static-toc a.active{color:#08765d;background:#edf8f4;border-left-color:#08765d;font-weight:800}.mg-static-content{min-width:0}.mg-static-content>section{background:#fff;border:1px solid #e0ebe8;border-radius:16px;margin:0 0 18px;padding:24px;scroll-margin-top:100px}.mg-static-content h2{color:#063f35;margin:0 0 10px;font-size:1.55rem}.mg-static-content p{color:#4f6962;margin:0;line-height:1.7}.mg-static-callout{background:#eff9f5!important;border-color:#b9ddd1!important}.mg-linked-policies>div{grid-template-columns:repeat(2,minmax(0,1fr));gap:8px;margin-top:15px;display:grid}.mg-linked-policies a{color:#08765d;border:1px solid #c8dfd8;border-radius:11px;padding:11px;font-weight:800;text-decoration:none}.mr-static-faq{text-align:left;width:100%}.mr-static-faq .mr-faq-list{width:100%;margin-inline:auto}.mr-static-faq details{border:1px solid #dbe8e4;border-radius:12px;margin:8px 0;overflow:hidden}.mr-static-faq summary{cursor:pointer;color:#063f35;justify-content:space-between;gap:14px;padding:14px 16px;font-weight:800;display:flex}.mr-static-faq details p{padding:0 16px 16px}.mg-scheme-landing-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;width:min(1180px,100% - 32px);margin:28px auto;display:grid}.mg-scheme-landing-grid article{background:#fff;border:1px solid #d6e6e1;border-radius:20px;padding:24px}.mg-scheme-landing-grid article>span{color:#08765d;font-weight:900}.mg-scheme-landing-grid h2{color:#063f35}.mg-scheme-landing-grid p{color:#587069;min-height:95px}.mg-static-shell>.mg-static-callout{border-radius:18px;width:min(1180px,100% - 32px);margin:0 auto;padding:24px}.mg-not-found{text-align:center;color:#063f35;place-content:center;min-height:60vh;padding:24px;display:grid}.mg-workspace .detail-footer{display:none}.mg-workspace>.detail-calc-shell,.mg-workspace>.detail-access-shell{flex:1;width:100%}.mg-workspace .detail-calc-shell{max-width:none;padding-inline:clamp(14px,3vw,44px)}.mg-workspace .detail-calc-hero{max-width:1400px;margin-inline:auto}.mg-workspace .detail-dashboard,.mg-workspace .detail-tabs,.mg-workspace .detail-sheet,.mg-workspace .detail-downloads{max-width:1500px;margin-inline:auto}.detail-price{color:#08765d!important;font-size:1.35rem!important;font-weight:900!important}.detail-payment-summary:before{content:"One approved access includes both detailed expense trackers.";color:#08765d;margin-bottom:7px;font-weight:800;display:block}@media (max-width:1024px){.mg-premium-calculator-links{grid-template-columns:repeat(5,minmax(120px,1fr));padding-bottom:5px;overflow-x:auto}.mg-calculator-intro{align-items:flex-start}.mg-calculator-trust{max-width:260px}.mg-journey-stage-grid{grid-template-columns:repeat(5,minmax(150px,1fr));overflow-x:auto}.mg-static-layout{grid-template-columns:210px minmax(0,1fr);gap:24px}.mg-report-panel{grid-template-columns:1fr 1fr}.mg-report-panel>div:nth-child(3){grid-column:1/-1}.mg-tools-grid{gap:14px}}@media (max-width:760px){.mg-quick-calculator{width:min(100% - 20px,760px);padding-top:10px}.mg-calculator-intro{padding-top:18px;display:block}.mg-calculator-trust{justify-content:flex-start;max-width:none;margin-top:14px}.mg-sticky-result{position:static}.mg-premium-calculator-links{flex-wrap:wrap!important;justify-content:center!important;display:flex!important;overflow:visible!important}.mg-premium-calculator-links a,.mg-premium-calculator-links button{flex:calc(50% - 8px);max-width:320px}.mg-detail-controls{grid-template-columns:1fr}.mg-breakdown-panel,.mg-report-panel{border-radius:15px;padding:16px}.mg-breakdown-panel>header{display:block}.mg-segmented{width:max-content;margin-top:12px}.mg-year-bars>button{grid-template-columns:58px 1fr}.mg-year-bars>button small{grid-column:1/-1}.mg-report-panel{grid-template-columns:1fr}.mg-report-panel>div:nth-child(3){grid-column:auto}.mg-tools-grid{grid-template-columns:1fr}.mg-access-explainer{display:block}.mg-access-explainer>div:last-child{margin-top:16px}.mg-journey-stage-grid{grid-template-columns:repeat(2,minmax(0,1fr));overflow:visible}.mg-static-hero{padding:34px 18px}.mg-policy-icon-explainer{grid-template-columns:1fr}.mg-static-layout,.mg-static-layout.has-toc{width:min(100% - 24px,760px);display:block}.mg-static-toc{margin-bottom:16px;position:static}.mg-static-toc label{gap:5px;display:grid}.mg-static-toc label select{background:#fff;border:1px solid #c7ded7;border-radius:10px;width:100%;padding:10px}.mg-static-toc nav{display:none}.mg-static-content>section{padding:18px}.mg-linked-policies>div,.mg-scheme-landing-grid{grid-template-columns:1fr}.mg-scheme-landing-grid p{min-height:0}.mg-static-shell>.mg-static-callout{width:min(100% - 24px,760px)}.mg-result-card-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:420px){.mg-premium-calculator-links a,.mg-premium-calculator-links button{flex-basis:100%;max-width:none}.mg-result-card-grid,.mg-journey-stage-grid{grid-template-columns:1fr}.mg-policy-icon-explainer article{align-items:flex-start}.mg-static-trust,.mg-calculator-trust{grid-template-columns:1fr;display:grid}.mg-tools-choice,.mg-journey-landing{width:min(100% - 20px,420px)}}.detail-payment-qr{background:#fff;border:1px solid #cadfd8;border-radius:14px;width:min(220px,100%);height:auto;margin:14px auto;padding:8px;display:block}.detail-terms-check{background:#f2f9f6;border:1px solid #c9e0d8;border-radius:12px;align-items:flex-start;gap:9px!important;padding:12px!important;display:flex!important}.detail-terms-check input{flex:none;margin-top:2px;width:18px!important;height:18px!important}.detail-calc-hero{justify-content:space-between;align-items:flex-end;gap:20px;display:flex}.detail-calc-hero .mg-save-status{white-space:nowrap}@media (max-width:650px){.detail-calc-hero{display:block}.detail-calc-hero .mg-save-status{margin-top:12px;display:inline-block}}.detail-calc-account{flex-wrap:wrap;justify-content:flex-end;align-items:center;gap:9px;display:flex}.detail-calc-account>span{text-overflow:ellipsis;color:#60766f;max-width:230px;font-size:.75rem;overflow:hidden}.detail-calc-account>button{color:#08765d;cursor:pointer;background:#fff;border:1px solid #c7ddd6;border-radius:9px;min-height:35px;padding:7px 11px;font-weight:800}@media (max-width:650px){.detail-calc-account{justify-content:flex-start;margin-top:12px}}.mr-heading-tools{flex-wrap:wrap;justify-content:flex-end;align-items:center;gap:12px;display:flex}.mr-skip-step{color:#075b49;cursor:pointer;background:#fff;border:1px solid #9bc7b8;border-radius:999px;padding:10px 16px;font-weight:850}.mr-skip-step:hover{background:#eef9f5}.mr-product-select{color:#087a5b;cursor:pointer;background:#fff;border:1px solid #087a5b;border-radius:11px;min-height:44px;margin-top:auto;font-weight:850}.mr-product.selected .mr-product-select{color:#fff;background:#087a5b}.mr-fhs-page>.mr-binary{background:#f8fcfa;border:1px solid #cfe2db;border-radius:18px;margin:0 0 14px;padding:12px}.mr-htb-points{margin:12px 0 18px}.mg-footer-bottom{grid-template-columns:auto 1fr auto auto!important;align-items:center!important;gap:22px!important;display:grid!important}.mg-footer-bottom .mg-network-row{flex-wrap:wrap;justify-content:center;gap:18px;display:flex}.mg-footer-bottom .mg-network-row a{color:inherit;text-decoration:none}.mg-footer-bottom .mg-network-row a:hover{text-decoration:underline}.mg-footer-bottom>b,.mg-footer-bottom span b{color:#77dfbf}@media (max-width:900px){.mr-heading-tools{justify-content:flex-start}.mg-footer-bottom{text-align:center;grid-template-columns:1fr!important}.mg-footer-bottom .mg-network-row{gap:12px}}.mg-trust-card>span svg,.mg-how-grid article>span svg,.mg-scheme-number svg,.mg-service-icon svg,.mg-tool-choice-icon svg,.mg-journey-stage-grid article>span svg{stroke-width:1.8px;width:22px;height:22px}.mg-how-grid article>span{background:var(--mg-mint);width:44px;height:44px;color:var(--mg-green);border-radius:13px;place-items:center;margin-bottom:20px;display:grid}.mg-minimal-brand img{object-fit:contain!important;width:190px!important;height:48px!important}.mg-footer-brand img{object-fit:contain!important;object-position:left center!important;filter:none!important;width:250px!important;height:74px!important}.mg-footer-bottom .mg-network-row{background:0 0!important;border:0!important;max-width:none!important;margin:0!important;padding:0!important}.mg-footer-bottom .mg-network-row a{min-height:0!important;box-shadow:none!important;color:#c7ddd5!important;background:0 0!important;border:0!important;border-radius:0!important;padding:0!important;font-size:.72rem!important;font-weight:650!important;display:inline!important}.mg-footer-bottom .mg-network-row a:hover{color:#fff!important;background:0 0!important;text-decoration:underline!important}.mg-footer-brand img{filter:none!important;width:min(285px,100%)!important;height:88px!important}.mg-sticky-result{display:block!important}.mg-result-visual{background:linear-gradient(145deg,#f4faf8,#fff);border:1px solid #d4e8e1;border-radius:18px;grid-template-columns:minmax(0,1fr) 190px;align-items:center;gap:22px;margin:4px 0 16px;padding:18px;display:grid}.mg-result-visual .mg-result-breakdown{margin:0}.mg-loan-donut{--mg-ltv:324deg;aspect-ratio:1;background:conic-gradient(#087a5b 0 var(--mg-ltv),#e7b54b var(--mg-ltv) 360deg);border-radius:50%;justify-self:end;place-items:center;width:170px;display:grid;box-shadow:0 10px 28px #073f351f}.mg-loan-donut:before{content:"";aspect-ratio:1;background:#fff;border-radius:50%;grid-area:1/1;width:112px}.mg-loan-donut>div{text-align:center;grid-area:1/1;gap:2px;display:grid;position:relative}.mg-loan-donut strong{color:#063f35;font-size:1.7rem}.mg-loan-donut span{color:#687d76;text-transform:uppercase;letter-spacing:.06em;font-size:.68rem}.mg-total-repayable{color:#fff;background:linear-gradient(100deg,#063f35,#087a5b);border-radius:14px;justify-content:space-between;align-items:center;gap:18px;margin-bottom:16px;padding:15px 18px;display:flex}.mg-total-repayable span{letter-spacing:.04em;text-transform:uppercase;font-size:.76rem;font-weight:800}.mg-total-repayable b{font-size:1.3rem}.expense-main-card{border-radius:22px!important;padding:clamp(20px,2.2vw,30px)!important}.expense-questionnaire{gap:20px!important}.expense-question-heading{align-items:center!important;margin-bottom:16px!important}.expense-question-heading>span{border-radius:12px!important;flex-basis:42px!important;width:42px!important;height:42px!important}.expense-question-heading>span svg{stroke-width:1.9px;width:21px;height:21px}.expense-question-heading h2{font-size:clamp(1.3rem,1.9vw,1.75rem)!important}.expense-choice-group>div{gap:10px!important}.expense-choice-group label{border-radius:14px!important;align-content:center!important;min-height:64px!important;padding:13px 15px!important}.expense-choice-group b{line-height:1.3;font-size:.92rem!important}.expense-select-field select,.expense-money-field>div,.expense-count-field>div{height:46px!important;min-height:46px!important}.mg-tools-choice{width:min(1160px,100% - 32px)!important;padding:34px 0 52px!important}.mg-tools-hero{max-width:820px!important;margin-bottom:24px!important}.mg-tools-hero h1{max-width:800px;margin-inline:auto!important;font-size:clamp(2rem,4.5vw,3rem)!important;line-height:1.08!important}.mg-tools-hero p{font-size:1rem!important;line-height:1.55!important}.mg-tools-grid article{border-radius:18px!important;padding:24px!important}.mg-tools-grid h2{margin:14px 0 8px;line-height:1.2;font-size:clamp(1.3rem,2vw,1.55rem)!important}.mg-tools-grid p,.mg-tools-grid li{font-size:.92rem;line-height:1.5}.mg-tools-grid ul{min-height:0;margin-bottom:18px}.mg-tools-grid .mg-button{min-height:44px!important;padding:10px 15px!important}fieldset.mr-inline-choice.compact{max-width:940px;grid-template-columns:repeat(2,minmax(0,1fr))!important;gap:12px!important;margin:0 auto 16px!important}fieldset.mr-inline-choice.compact legend{grid-column:1/-1;margin-bottom:0}fieldset.mr-inline-choice.compact .mr-choice{min-height:72px!important;padding:14px 16px!important}@media (max-width:700px){.mg-result-visual{grid-template-columns:1fr;padding:15px}.mg-loan-donut{justify-self:center;width:155px}.mg-result-card-grid article{padding:12px}.mg-total-repayable{flex-direction:column;align-items:flex-start;gap:4px}.expense-main-card{padding:18px!important}.expense-question-heading{align-items:flex-start!important}.expense-choice-group label{min-height:58px!important;padding:12px!important}fieldset.mr-inline-choice.compact{grid-template-columns:1fr!important}}.mg-calculator-intro{text-align:center;justify-items:center;gap:18px;padding:38px 0 28px;display:grid}.mg-calculator-intro>div:first-child{max-width:900px}.mg-calculator-intro p{margin-inline:auto}.mg-calculator-trust{justify-content:center;max-width:none}@media (max-width:760px){.mg-calculator-intro{padding:24px 10px 20px;display:grid}.mg-calculator-trust{justify-content:center;margin-top:0}}@media (max-width:420px){.mg-calculator-trust{display:flex}}.mg-workspace-subheader{color:#073f35;background:#f1faf7;border-bottom:1px solid #cfe4dc;justify-content:space-between;align-items:center;gap:20px;padding:14px clamp(20px,5vw,72px);display:flex}.mg-workspace-subheader>div{gap:2px;display:grid}.mg-workspace-subheader small{color:#56726d}.mg-workspace-subheader nav{flex-wrap:wrap;align-items:center;gap:12px;display:flex}.mg-workspace-subheader a,.mg-workspace-subheader button{color:#064e40;min-height:40px;font:inherit;cursor:pointer;background:#fff;border:1px solid #b9d8ce;border-radius:12px;padding:9px 14px;text-decoration:none}.mg-workspace-account{text-overflow:ellipsis;white-space:nowrap;max-width:260px;font-weight:700;overflow:hidden}.detail-payment-summary{text-align:center;background:#f3faf7;border:1px solid #c7dfd7;border-radius:18px;justify-items:center;gap:12px;padding:22px;display:grid}.detail-payment-summary p{max-width:620px;margin:0}.detail-payment-qr{aspect-ratio:1;object-fit:contain;background:#28262b;border-radius:18px;width:min(220px,60vw);height:auto;padding:8px}.detail-pay-link{background:#08765d;border-radius:12px;justify-content:center;align-items:center;min-height:46px;padding:11px 20px;font-weight:800;text-decoration:none;display:inline-flex;color:#fff!important}.detail-pending{justify-items:center;gap:14px;display:grid}.detail-pending>.detail-secondary{color:#075f4f;background:#fff;border:1px solid #b9d8ce}@media (max-width:760px){.mg-workspace-subheader{flex-direction:column;align-items:flex-start}.mg-workspace-subheader nav{width:100%}.mg-workspace-account{max-width:100%}}.mg-calculator-links-mobile{display:none}.ezine-article-summary{background:linear-gradient(135deg,#edf9f5,#fff);border:1px solid #c9e2d9;border-radius:18px;margin:0 0 30px;padding:24px 26px}.ezine-article-summary>span,.ezine-conclusion-label{color:#08765d;letter-spacing:.14em;margin-bottom:8px;font-size:.72rem;font-weight:900;display:block}.ezine-article-summary h2{margin:0 0 12px!important}.ezine-article-summary ul{grid-template-columns:repeat(2,minmax(0,1fr));gap:9px 24px;margin:0;padding-left:20px;display:grid}.ezine-article-summary li{line-height:1.45}.ezine-editorial-section.is-conclusion{background:#f0faf6!important;border-color:#a9d5c6!important}.mg-journey-stage-grid article{text-align:center}.mg-journey-stage-grid article>span{margin-inline:auto}.mg-journey-stage-grid h2,.mg-journey-stage-grid p{text-align:center}.mg-scheme-landing-grid article>span{background:#e8f7f1;border-radius:14px;place-items:center;width:48px;height:48px;display:grid}.mg-scheme-landing-grid article>span svg{width:25px;height:25px}@media (max-width:760px){.mg-home-section,.mg-journey-landing,.mg-tools-choice,.mg-section-heading,.mg-section-heading.split>div,.mg-journey-landing>section:first-child{text-align:center}.mg-section-heading p,.mg-journey-landing>section:first-child>p{margin-inline:auto}.mg-calculator-card-grid{grid-template-columns:1fr!important;gap:10px!important;display:grid!important;overflow:visible!important}.mg-calculator-card,.mg-calculator-card:nth-child(5){text-align:left!important;grid-template-rows:auto auto!important;grid-template-columns:50px minmax(0,1fr) auto!important;align-items:center!important;gap:3px 12px!important;width:100%!important;min-height:0!important;padding:14px!important;display:grid!important}.mg-calculator-card .mg-tool-icon{grid-area:1/1/3;width:46px!important;height:46px!important;margin:0!important}.mg-calculator-card h3{grid-area:1/2;margin:0!important;font-size:.98rem!important;line-height:1.2!important}.mg-calculator-card p{grid-area:2/2;margin:0!important;font-size:.74rem!important;line-height:1.35!important}.mg-calculator-card .mg-card-primary{white-space:nowrap;grid-area:1/3/3;align-self:center;min-height:38px!important;margin:0!important;padding:9px 11px!important}.mg-calculator-card .mg-card-how,.mg-calculator-links-desktop{display:none!important}.mg-calculator-link-group.is-bottom{display:none}.mg-calculator-links-mobile{text-align:left;background:#fff;border:1px solid #b8d7ce;border-radius:14px;margin:8px 0 16px;display:block;overflow:hidden}.mg-calculator-links-mobile summary{color:#075f4d;cursor:pointer;justify-content:space-between;align-items:center;gap:14px;padding:13px 15px;font-weight:850;list-style:none;display:flex}.mg-calculator-links-mobile summary::-webkit-details-marker{display:none}.mg-calculator-links-mobile summary span{font-size:1.15rem}.mg-calculator-links-mobile[open] summary span{transform:rotate(45deg)}.mg-calculator-links-mobile nav{border-top:1px solid #d7e8e2;padding:7px;display:grid}.mg-calculator-links-mobile a{color:#075f4d;border-radius:9px;padding:11px 12px;font-weight:750;text-decoration:none}.mg-calculator-links-mobile a[aria-current=page]{color:#fff;background:#063f35}.mg-calculator-intro{gap:8px!important;padding:18px 8px 14px!important}.mg-calculator-intro>div:first-child>span{display:none}.mg-calculator-intro h1{letter-spacing:-.04em;font-size:clamp(1.8rem,9vw,2.55rem)}.mg-calculator-intro p{font-size:.92rem;line-height:1.5}.mg-calculator-trust,.mg-restored-message{display:none!important}.mg-journey-stage-grid{gap:9px;grid-template-columns:1fr!important}.mg-journey-stage-grid article{text-align:left;grid-template-columns:48px 1fr;align-items:center;gap:2px 12px;padding:14px;display:grid}.mg-journey-stage-grid article>span{grid-row:1/3;margin:0}.mg-journey-stage-grid h2,.mg-journey-stage-grid p{text-align:left;margin:0}.mg-journey-stage-grid p{margin-top:3px}.mg-site-footer .mg-footer-main{text-align:center;display:block}.mg-site-footer .mg-footer-brand{justify-content:center;align-items:center;margin:0 auto 28px}.mg-site-footer .mg-footer-brand img{object-position:center!important;filter:brightness(0)invert()!important;width:210px!important;height:92px!important}.mg-footer-columns{text-align:left}.mg-footer-bottom{text-align:center;justify-content:center}.mg-footer-bottom>*{margin-inline:0!important}.mg-network-row{justify-content:center}.mg-minimal-brand,.mg-minimal-brand>div{justify-content:center!important;display:flex!important}.mg-minimal-brand img{object-position:center!important;filter:brightness(0)invert()!important}.mg-workspace-subheader{text-align:center;padding-inline:14px;align-items:center!important}.mg-workspace-subheader nav{justify-content:center}.mg-workspace-account{text-align:center;flex-basis:100%;order:5}.mg-tools-hero h1{font-size:2.2rem}.mg-tools-grid{grid-template-columns:1fr}.mg-tools-grid article{text-align:center;padding:20px}.mg-tools-grid ul{text-align:left;min-height:0;display:inline-block}.mg-tools-grid .mg-tool-choice-icon{margin-inline:auto}.mg-access-explainer{text-align:center;display:grid}.mg-access-explainer>div:last-child{justify-content:center}.ezine-article header{text-align:center}.ezine-article-summary{text-align:left;padding:19px}.ezine-article-summary ul{grid-template-columns:1fr}.ezine-editorial-section h2,.ezine-editorial-section h3,.ezine-editorial-section p,.ezine-editorial-section li{text-align:left}}@media (max-width:480px){.mg-calculator-card,.mg-calculator-card:nth-child(5){grid-template-columns:44px 1fr!important}.mg-calculator-card .mg-card-primary{grid-area:3/2;justify-self:start;margin-top:7px!important}.mg-calculator-card .mg-tool-icon{width:42px!important;height:42px!important}.mg-footer-columns{grid-template-columns:1fr 1fr;gap:22px 14px}.mg-footer-bottom{display:grid!important}.mg-network-row{flex-wrap:wrap!important;gap:12px!important;display:flex!important}.mg-footer-socials{justify-content:center!important}}.mg-footer-crosslinks{background:#edf8f4;border-bottom:1px solid #ffffff1f;flex-wrap:wrap;justify-content:center;align-items:center;gap:10px 22px;padding:18px 24px;display:flex}.mg-footer-crosslinks a{color:#075c4b;font-weight:800;text-decoration:none}.mg-footer-crosslinks a:hover{text-underline-offset:4px;text-decoration:underline}.mg-site-footer .mg-network-row a{text-underline-offset:4px;box-shadow:none!important;background:0 0!important;border:0!important;border-radius:0!important;padding:0!important;text-decoration:underline!important}.mg-footer-seo{color:#fff;background:#043f35;border-top:1px solid #ffffff2b;width:100%;padding:14px clamp(20px,5vw,72px) 22px}.mg-footer-seo summary{cursor:pointer;text-align:center;letter-spacing:.02em;font-weight:850;list-style:none}.mg-footer-seo summary::-webkit-details-marker{display:none}.mg-footer-seo summary:after{content:" +"}.mg-footer-seo[open] summary:after{content:" −"}.mg-footer-seo>div{text-align:center;color:#d7eee8;max-width:1100px;margin:14px auto 0;line-height:1.65}.mg-footer-seo a{color:#fff;font-weight:800}.mg-cookie-consent{z-index:10000;color:#073f35;background:#fff;border:1px solid #b7d6ce;border-radius:18px;grid-template-columns:auto 1fr auto;align-items:center;gap:14px;width:min(760px,100% - 28px);padding:16px 18px;display:grid;position:fixed;bottom:18px;left:50%;transform:translate(-50%);box-shadow:0 18px 55px #033d3333}.mg-cookie-consent>span{font-size:1.75rem}.mg-cookie-consent p{margin:0;line-height:1.45}.mg-cookie-consent button{color:#fff;cursor:pointer;background:#075c4b;border:0;border-radius:12px;min-height:44px;padding:10px 24px;font-weight:850}.mg-ad-slot{color:#6f827d;background:#f7fbf9;border:1px dashed #bfd8d1;border-radius:16px;place-items:center;width:min(1180px,100% - 32px);min-height:92px;margin:18px auto;display:grid}.mg-ad-slot:before{content:"Advertisement";letter-spacing:.12em;text-transform:uppercase;font-size:.72rem}.mg-home-resource-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;display:grid}.mg-home-resource-grid article{background:#fff;border:1px solid #c6ddd7;border-radius:22px;grid-template-columns:58px 1fr;align-items:start;gap:8px 18px;padding:28px;display:grid;box-shadow:0 12px 32px #0444380f}.mg-home-resource-grid article>span{color:#078169;background:#e5f5f0;border-radius:16px;grid-row:1/4;place-items:center;width:58px;height:58px;display:grid}.mg-home-resource-grid svg{width:27px}.mg-home-resource-grid h3,.mg-home-resource-grid p{margin:0}.mg-home-resource-grid a{color:#078169;font-weight:850}.mg-journey-landing .mg-button,.mg-journey-landing>.mg-static-callout .mg-button{z-index:2;position:relative;margin-top:26px!important}@media (max-width:760px){.mg-footer-crosslinks{text-align:center;grid-template-columns:repeat(2,minmax(0,1fr));padding:16px;display:grid}.mg-site-footer .mg-footer-brand img.mg-footer-logo-white,.mg-minimal-brand img.mg-footer-logo-white{filter:brightness(0)invert()!important;margin-inline:auto!important;display:block!important}.mg-cookie-consent{grid-template-columns:auto 1fr;padding:13px;bottom:12px}.mg-cookie-consent button{grid-column:1/3;width:100%}.mg-ad-slot{min-height:72px;margin:12px auto}.mg-home-resource-grid{grid-template-columns:1fr}.mg-home-resource-grid article{text-align:center;grid-template-columns:1fr;justify-items:center;padding:22px}.mg-home-resource-grid article>span{grid-row:auto}.mg-journey-landing .mg-button,.mg-journey-landing>.mg-static-callout .mg-button{margin-top:22px!important}}.mg-static-content>.mr-info-actions{clear:both;position:relative;grid-template-columns:repeat(2,minmax(0,1fr))!important;align-items:stretch!important;gap:12px!important;width:100%!important;max-width:none!important;margin:24px 0 8px!important;display:grid!important}.mg-static-content>.mr-info-actions>.mr-button{overflow-wrap:anywhere;box-sizing:border-box!important;text-align:center!important;white-space:normal!important;justify-content:center!important;align-items:center!important;width:100%!important;min-width:0!important;max-width:none!important;height:auto!important;min-height:50px!important;margin:0!important;padding:12px 16px!important;line-height:1.25!important;display:flex!important}@media (max-width:640px){.mg-static-content>.mr-info-actions{grid-template-columns:1fr!important;gap:10px!important;margin:20px 0 4px!important}.mg-static-content>.mr-info-actions>.mr-button{border-radius:13px!important;min-height:48px!important;font-size:.86rem!important}}@media (max-width:760px){.mg-calculator-card-grid{grid-template-columns:1fr!important;gap:12px!important;overflow:visible!important}.mg-calculator-card,.mg-calculator-card:nth-child(5){text-align:center!important;flex-direction:column!important;justify-content:center!important;align-items:center!important;gap:8px!important;width:100%!important;min-height:0!important;padding:18px 16px!important;display:flex!important}.mg-calculator-card .mg-tool-icon{width:48px!important;height:48px!important;margin:0 auto 4px!important}.mg-calculator-card h3,.mg-calculator-card p{max-width:420px;text-align:center!important;margin:0!important}.mg-calculator-card .mg-card-primary{place-self:center!important;width:min(220px,100%)!important;min-height:42px!important;margin-top:7px!important}.mg-calculator-card .mg-card-how{display:none!important}.mg-journey-stage-grid{grid-template-columns:1fr!important;gap:10px!important;overflow:visible!important}.mg-journey-stage-grid article{text-align:center!important;flex-direction:column!important;justify-content:center!important;align-items:center!important;gap:7px!important;padding:18px!important;display:flex!important}.mg-journey-stage-grid article>span{margin:0 auto!important}.mg-journey-stage-grid h2,.mg-journey-stage-grid p{text-align:center!important;margin:0!important}.mg-scheme-landing-grid article,.mg-tools-grid article,.mg-how-grid article,.mg-three-card-grid article{text-align:center!important;flex-direction:column!important;align-items:center!important;display:flex!important}.mg-scheme-landing-grid article>span,.mg-tools-grid article>span,.mg-how-grid article>span,.mg-three-card-grid article>span{margin-inline:auto!important}.mg-site-footer .mg-footer-main,.mg-site-footer .mg-footer-brand,.mg-site-footer .mg-footer-columns,.mg-site-footer .mg-footer-bottom{text-align:center!important;justify-content:center!important;align-items:center!important}.mg-site-footer .mg-footer-columns section{text-align:center!important;align-items:center!important}.mg-site-footer .mg-footer-columns a,.mg-site-footer .mg-footer-columns h2{text-align:center!important}}.mg-site-footer .mg-footer-brand img.mg-footer-logo-white{filter:brightness(0)invert()!important;object-position:center!important}.mg-journey-landing>.mg-static-callout{text-align:center!important;justify-items:center!important;gap:10px!important;padding:22px!important;display:grid!important}.mg-journey-landing>.mg-static-callout h2,.mg-journey-landing>.mg-static-callout p{margin:0!important}.mg-journey-landing>.mg-static-callout p{max-width:820px}.mg-journey-how-link,.mg-tool-how-link{color:#08765d!important;background:#fff!important;border:1px solid #bcd9d1!important;border-radius:999px!important;justify-content:center!important;align-items:center!important;min-height:34px!important;padding:6px 12px!important;font-size:.82rem!important;font-weight:800!important;line-height:1.15!important;text-decoration:none!important;display:inline-flex!important}.mg-tools-grid article{flex-direction:column!important;align-items:flex-start!important;display:flex!important}.mg-tools-grid ul{min-height:0!important;margin:4px 0 20px!important}.mg-tool-choice-actions{justify-content:space-between!important;align-items:center!important;gap:14px!important;width:100%!important;margin-top:auto!important;display:flex!important}.mg-tool-choice-actions .mg-button{min-height:44px!important;margin:0!important}.detail-access-actions{grid-template-columns:repeat(2,minmax(0,1fr))!important;align-items:stretch!important;gap:10px!important;margin-top:8px!important;display:grid!important}.detail-access-actions>button,.detail-access-actions>.detail-secondary{text-align:center!important;justify-content:center!important;align-items:center!important;width:100%!important;min-height:48px!important;margin:0!important;display:flex!important}@media (max-width:760px){.mg-site-footer .mg-footer-brand{justify-content:center!important;width:100%!important}.mg-site-footer .mg-footer-brand img.mg-footer-logo-white{object-position:center!important;margin-inline:auto!important}.mg-tool-choice-actions{flex-direction:column!important;justify-content:center!important}.mg-tool-choice-actions .mg-button{width:min(320px,100%)!important}.mg-tools-grid article{align-items:center!important}.detail-access-actions{grid-template-columns:1fr!important}.scheme-table-wrap{overflow-x:visible!important}.scheme-table{table-layout:fixed!important;width:100%!important;min-width:0!important}.scheme-table th,.scheme-table td{white-space:normal!important;overflow-wrap:anywhere!important;word-break:normal!important;padding:10px 7px!important;font-size:.72rem!important;line-height:1.35!important}.scheme-table th:first-child,.scheme-table td:first-child{z-index:auto!important;width:28%!important;min-width:0!important;position:static!important;left:auto!important}.scheme-table th:nth-child(2),.scheme-table td:nth-child(2){width:22%!important}.scheme-table th:nth-child(3),.scheme-table td:nth-child(3){width:50%!important}}.mg-site-footer .mg-footer-brand img.mg-footer-logo-white,.mg-minimal-brand img.mg-footer-logo-white{filter:brightness(0)invert()!important;opacity:1!important;object-position:center!important}@media (max-width:760px){.mg-calculator-card-grid{grid-template-columns:1fr!important;gap:10px!important}.mg-calculator-card,.mg-calculator-card:nth-child(5){text-align:left!important;grid-template-rows:auto auto!important;grid-template-columns:50px minmax(0,1fr) auto!important;justify-content:stretch!important;align-items:center!important;gap:3px 12px!important;width:100%!important;min-height:0!important;padding:14px!important;display:grid!important}.mg-calculator-card .mg-tool-icon{grid-area:1/1/3!important;width:46px!important;height:46px!important;margin:0!important}.mg-calculator-card h3{text-align:left!important;grid-area:1/2!important;max-width:none!important;margin:0!important;font-size:.98rem!important;line-height:1.2!important}.mg-calculator-card p{text-align:left!important;grid-area:2/2!important;max-width:none!important;margin:0!important;font-size:.74rem!important;line-height:1.35!important}.mg-calculator-card .mg-card-primary{white-space:nowrap!important;grid-area:1/3/3!important;align-self:center!important;width:auto!important;min-height:38px!important;margin:0!important;padding:9px 11px!important}}@media (max-width:480px){.mg-calculator-card,.mg-calculator-card:nth-child(5){grid-template-columns:44px minmax(0,1fr)!important;padding:13px!important}.mg-calculator-card .mg-tool-icon{width:42px!important;height:42px!important}.mg-calculator-card .mg-card-primary{grid-area:3/2!important;justify-self:start!important;margin-top:7px!important}}.mg-footer-logo-white{content:url(/brand/mortgage-guide-footer-white.png)!important;filter:none!important}.mg-footer-crosslinks{text-align:center;justify-content:center!important}.mg-footer-crosslinks span,.mg-footer-crosslinks a{text-transform:none!important;font-weight:400!important}.mg-footer-seo-intro{text-align:center;max-width:900px;margin:0 auto 20px}.mg-footer-seo-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;display:grid}.mg-footer-seo-grid>section{background:#ffffff0f;border:1px solid #fff3;border-radius:16px;min-width:0;padding:18px}.mg-footer-seo-grid h3{margin:0 0 8px;font-size:1rem;line-height:1.3}.mg-footer-seo-grid p{margin:0 0 12px;line-height:1.55}.mg-footer-seo-grid section>div{flex-wrap:wrap;gap:8px;display:flex}.mg-footer-seo-grid a{border:1px solid #ffffff38;border-radius:999px;padding:6px 10px;font-size:.86rem;font-weight:400;line-height:1.25;display:inline-flex}.mg-home-hero{min-height:clamp(520px,100svh - 156px,680px)!important;padding-block:clamp(30px,4vw,56px)!important}.mg-home-section{padding-block:clamp(34px,4vw,58px)!important}.expense-baseline-grid{align-items:stretch!important}.expense-baseline-grid .expense-money-field{flex-direction:column;justify-content:flex-start;display:flex}.expense-explainer-panel>strong{overflow-wrap:anywhere;font-size:clamp(2rem,4vw,3.4rem)!important}.mg-chat-compose-actions .mg-chat-attach{text-indent:-9999px;position:relative;overflow:hidden;color:#fff!important;background:#08795d!important;width:46px!important;min-width:46px!important;padding:0!important}.mg-chat-compose-actions .mg-chat-attach:before{content:"";background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M21.44 11.05 12.25 20.24a6 6 0 0 1-8.49-8.49l9.19-9.19a4 4 0 0 1 5.66 5.66l-9.2 9.19a2 2 0 0 1-2.83-2.83l8.49-8.48'/%3E%3C/svg%3E") 50%/contain no-repeat;position:absolute;inset:11px}@media (max-width:900px){.mg-footer-seo-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:640px){.mg-footer-seo-grid{grid-template-columns:1fr}.mg-home-hero{min-height:min(620px,100svh - 132px)!important;padding:26px 18px!important}.mg-home-section{padding:30px 18px!important}.mg-footer-crosslinks,.mg-footer-main,.mg-footer-bottom{text-align:center;justify-content:center!important}}
