Complete Mortgage Journey
Estimate capacity, deposit, schemes, repayments, home costs and overpayments in one connected plan.
Open CalculatorHow It WorksIRISH MORTGAGE AND HOME-PLANNING TOOLS
Understand Your Mortgage, Deposit and True Home-buying Costs
Build a private Irish mortgage plan, compare a quick repayment estimate and bring the wider costs of buying a home into one clear view.
Private planningNo credit checkClear estimation notesTransparent assumptions
Mortgage and Home-planning Calculators
Choose the level of detail that fits your next decision.
Quick Mortgage Calculator
Adjust property value, deposit, rate and term to see a fast repayment estimate.
Open CalculatorHow It WorksHome Buying Expenses
Plan one-off buying costs, moving costs and ongoing household expenses.
Open CalculatorHow It WorksMortgage Overpayment Calculator
Explore potential interest savings and an estimated reduction in mortgage term.
Open CalculatorHow It WorksDetailed Expense Trackers
Open the home-buying detailed calculator or monthly household expense tracker.
Open CalculatorHow It WorksA Safer Space for Financial Planning
Clear controls, discreet handling and honest limitations throughout the experience.
Privacy
Only information needed for the requested calculation or service is processed.
Read the policyConfidentiality
Your planning information is not displayed publicly and remains under your control.
Read the policySecurity
Protected connections, controlled access and secure handling support the service.
Read the policyTrust
Estimates, assumptions and limitations are explained before you rely on a result.
Read the policyA Clearer Route from Question to Plan
Use the level of detail that fits your stage, then review the assumptions before acting.
Choose a calculator
Start with a quick repayment view, a guided journey or a detailed expense tracker.
Enter your details
Add only the information needed for the estimate you want to explore.
Review your estimates
See repayments, deposits, costs, schemes and other planning figures in context.
Plan your next steps
Download a report, update the assumptions and confirm important figures with providers.
HOME SCHEMES AND GRANTS
View All SchemesExplore Supports That May Affect Your Plan
Eligibility and final amounts must always be confirmed with the relevant provider.
Help to Buy Scheme
Understand how a qualifying tax refund may support the deposit on an eligible new home.
Read the guide →First Home Scheme
Explore how shared equity may help bridge a funding gap, subject to provider rules.
Read the guide →Housing Grants
Review selected Irish housing, renovation and energy-support information in one place.
Read the guide →MORTGAGE READY BLOG
View All ArticlesMortgage Ready
Practical Irish mortgage and home-buying guidance, presented clearly.
Mortgage planning
Mortgage Calculator Ireland: A Complete Planning Guide
Understand the assumptions behind a mortgage estimate and turn the result into useful next steps.
Read Article →
First-time buyer
First-Time Buyer Ireland: From Deposit to Keys
A clear stage-by-stage guide to deposit planning, schemes, approval and the costs around completion.
Read Article →
Overpayments
Mortgage Overpayments: Interest and Term Savings
See what an extra payment may change and which lender conditions need to be checked first.
Read Article →Practical Support Beyond the Calculator
Keep the existing service categories, now presented in a clearer and more premium layout.
Mortgage & Home-planning Support
Structured planning support for understanding the figures and preparing for professional conversations.
Home-buying Services
Access selected professional services that may support moving, snagging, legal work and home setup.
Business & Partnership Enquiries
Discuss professional collaborations, content, tools and service opportunities with MortgageGuide.
Keep Costs and Important Information Together
Move from a quick estimate to a more detailed workspace, then review the policies behind every planning tool.
Detailed Expense Trackers
Record home-buying estimates or monitor household spending month by month in private, editable workspaces.
Explore expense trackersPolicies, Privacy and Legal
Read how calculator data, cookies, privacy choices and educational estimates are handled across MortgageGuide.
Review site policiesPRIVATE, CONFIDENTIAL AND CLEAR
Build a Mortgage Plan You Can Understand
Private, confidential and designed to help you understand your mortgage options.